Effective January 1, 2019, the base cost-sharing formula for the total cost of Montgomery County Public Schools health insurance premiums will be—
| Benefit Plan | MCPS Share | Employee Share |
| HMO | 88% | 12% |
| POS | 83% | 17% |
| Dental/Prescription/Vision | 83% | 17% |
The benefits cost-sharing formula for employees who complete a biometric health screening and/or a health risk assessment will be as follows—
| Benefit Plan | Employee who completes either a health risk assessment or a biometric health screening | Employee who completes both a health risk assessment and a biometric health screening | ||
| MCPS Share | Employee Share | MCPS Share | Employee Share | |
| HMO | 89% | 11% | 90% | 10% |
| POS | 84% | 16% | 85% | 15% |
| Dental/Prescription/Vision | 84% | 16% | 85% | 15% |
Remember: Your contribution to your health insurance (medical, prescription, dental, and/or vision plans) will include a 25 percent surcharge on the total cost of the health insurance if you either do not attest, or if you attest to NOT being tobacco free throughout the 12 months prior to January 1, 2019.
If you or your spouse use tobacco in 2018, or you do not attest during Open Enrollment to being tobacco free in 2018, the 25 percent surcharge will be added to your share of the cost as listed in the tables above.
