Reduce Your 2016 Medical Insurance Costs
Are you covered by an MCPS health insurance plan? If so, you have an opportunity to save money on your medical insurance premiums beginning in 2016. To take advantage of the rate reductions, you will need to take care of a few things:
- Complete an online health risk assessment by October 9, 2015—and yearly thereafter—and, beginning January 1, 2016, and you will pay 1 percent less of the total cost of your health insurance.
- Complete biometric screenings of your cholesterol, blood pressure, blood sugar and body mass index within the same timeframe—and yearly thereafter—and save another 1 percent of the total cost of your health insurance beginning in 2016. Your primary care physician may conduct the screenings or you can attend one of the free screenings Well Aware is offering to MCPS staff.
- If you smoke, consider quitting to avoid a 3 percent increase in your contribution to the total amount of your medical insurance. You will need to be tobacco-free for 12 months prior to the January 1, 2016, effective date.
See details on completing your health risk assessment and dates for upcoming Well Aware health screenings.
Small Changes, Big Results: A New Year Can Mean a New You!
Since October, nearly 6,400 Montgomery County Public Schools employees have made small lifestyle changes to accomplish big results in Small Changes, Big Results—Well Aware’s physical activity challenge for this school year. With the new year, the second half of Small Changes, Big Results—including the New Year, New You mini-challenge—is under way!
If you assumed that the only way to improve your health and well-being is to make drastic changes to your lifestyle, think again! If you are trying to lose weight, quit smoking, stress less, or even get out of debt, small daily changes are your answer. By setting smaller, more realistic goals for yourself, you may find that the behavior change is easier to attain and maintain.
Need some examples to get you started? Try these:
- Pack a healthy snack instead of your usual high-calorie one.
- Take the stairs instead of the elevator.
- Keep sugarless gum, nuts or other healthy snacks on hand to calm your cigarette cravings.
- Eat a small protein-packed snack before going grocery shopping to reduce the temptation to purchase unhealthy foods.
- Add more walking to your day by passing the perfect parking spot—the one closest to your destination—and instead park in one a bit further away.
You can find even more suggestions by participating in this year’s Small Changes, Big Results mini-challenges. New Year, New You, began Monday, Jan. 12. Join us for Small Changes, Big Results and New Year, New You. Print out the mini-challenge calendar available on the Small Changes, Big Results web page, follow its daily tips and suggestions, and enter your activity in the online Fitness Log for your chance to win prizes and get healthier!